Our goal for each client is to build a solid investment portfolio that benefits from market upswings, weathers market downswings, provides cash liquidity and achieves long term growth.
Addressing these complexities from a Fee-Only (Fiduciary) perspective means we offer recommendations that put our clients’ interests first. In addition we are among a select group of independent fee only advisors approved to recommend, among other investment recommendations, funds by Dimensional Fund Advisors (DFA). DFA offers diversified funds in domestic and international asset classes that enable us to design tax efficient and tailored investment strategies. us.dimensional.com . Our planning and investment recommendations solve issues such as:
- Deciding whether to invest in stocks, mutual funds, bonds, commodities, real estate
- How much cash to keep in a savings account
- Tax implications of investments and which investments belong in which accounts
- The right time to sell an investment
- Understanding the impact of real estate on current and future net worth
- Building a retirement plan that will keep up with inflation
- Incorporating your personal estate planning into your investment portfolio
- Building tax free and tax deferred savings for retirement
At Alpers Financial Planning we:
- Thoroughly discuss your goals before making investment recommendations;
- Review your comprehensive financial situation and lifestyle before determining the appropriate level of investment risk;
- Recommend the appropriate real estate exposure to achieve long-term financial stability;
- Integrate tax planning into the investment strategy.